Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content You Would Rather Be... Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance. Debt Stress There’s a link between debt and stress. Retirement and Quality of Life Asking the right questions about how you can save money for retirement without sacrificing your quality of life.